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per cent.


was quoted on the same day at use of money, his personal con£95, 10s.; the interest on it would venience, his business, his savings, therefore amount to £3, 3s. 6d. or his profits are affected for the

The difference between worse. The retail shopkeeper; the the gold dividend on the silver wholesale trader, whether engaged debt and the gold dividend on the in the internal or in the foreign gold debt is therefore over 1 per commerce of the country; the cent. This is one of many in- banker; the merchant, whether stances which prove how very trading from England or from much more desirable is gold than India; every class of taxpayer, the silver money : the uncertain value professional man, the official,—all of silver makes men ask 4 per alike are prejudiced by the concent for lending it, when they tinued proscription on gold money only ask 3 per cent for lending which the law of India enforces. gold, and thereby discount any If a gold currency were in cirdiminution which may occur in culation in India, say, of from 30 the value of their returns to their to 50 millions of sovereigns, and investment. The same apprehen- a gold revenue yielding 20 or 30 sion involves an enhancement in millions sterling were levied in all kinds of prices paid in silver, the place of a portion of the silver whether for credit accommodation,

- not by conversion of for services, for commodities, or for silver into gold payments

, but by any other purpose, the profits of the direct imposition of taxation which are ultimately realisable in in gold — gold money would be gold. The tax-payer, moreover, has kept in constant circulation not been compelled to pay hundreds of only by the daily traffic of the millions of rupees for the purchase market, but by the levy of taxes of gold spent on his account in Eng- and their immediate disbursement land; and a brief calculation would on State payments for services, bring out the fact that the public interest on the public debt, ma(rupee) debt of the Government of tériel, and so forth. This cirÌndia, upon which 41 and 4 per cent culation would necessarily pass are the rates of interest now paid, through the banks, and become could, with a gold revenue at the involved in the mechanism of the command of the Government, be external commerce of the country, converted into a gold debt, and a and consequently in that of the saving of considerably over half a foreign exchanges, and thus there million sterling per annum for ever, woull be opened to the city of be effected.

This consideration London a source of supply larger, touches every branch of the finan more certain, and less variable in cial administration of the country, its amount, than can be obtained and serves to illustrate the in- by any other means or from any creased political security which other quarter. In this way the would ensue from the use of gold distress to which the financial money in India ; for sound finance business of England is liable from is a great aid to secure rule. On a short supply of gold money, the other hand, there is no partic- which the increasing drain of gold ular in which either the native of bullion to India intensifies, would India or the European settler is be much relieved, even if it were better off with silver money than not definitely and effectually exhe would be with gold money in ad- tinguished. dition; but whenever either makes



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I had been spending one of the Gallery, among the enchanting most delightful and exciting after- objects which compose the Guelph noons I ever remember.

Fond as

Exhibition, all had been different. I am of pictures, and unwilling to In the first place, it had so hapmiss visiting any of the annual pened that there were comparaexhibitions, yet I find a gallery tively few visitors; and these had a most trying place. My frame seemed as much attracted by the is generally bowed with fatigue, miniatures, letters, jewellery, &c., my legs ache wofully - long before shown in cases in the centres of my eyes are satisfied with the the rooms, as in the pictures on feast. Apart from the physical the walls. But in the next place, strain of standing about for hours, there was the peculiar nature of there is something in the motion- the exhibition itself. Viewed less, warm air of most picture- merely as a collection of pictures, shows that takes it out of you ; it must be frankly owned that then it is cold outside--you carry the standard is not high. "Potin with you a thick overcoat that boilers” abound—too few of them soon weighs like lead, there is no that would bear comparison with where to deposit it, you must the noble pot-boilers of Franz Hals, carry it about till you are half now on exhibition in Burlington cooked ; and in addition to all llouse, in which every stroke of this, there is the too plentiful the brush tells of the confident presence of your fellow-creatures. freedom and knowledge which A knot of people have gathered came as the fruits of thorough just in front of a small picture training and harıl work; too many you are especially anxious to ex of them betraying conventional amine: they have got into inter- treatment, faulty materials, or minable conversation about the hurried execution, as if the painter parochial affairs of Sludgebury, or had been impatient to get to the the County Council of Potatoshire; coffee-house. they could carry it on just as

Yet it would be difficult to find well anywhere else, but there they a more satisfying expanse of colour stand—bulky, vociferous, abomin- than that presented on the wall on ably good-tempered : the confer- the visitor's right hand as he enters ence seems likely to last half the the North Gallery. A few marble afternoon. You pass on in de- busts at long intervals are relieved spair, and presently become ab on a background of mellowed cansorbed in contemplation of another vas, and the eye is not cloyed with work, till you are reminded by an the profusion of new gilding that aura of impatience behind you detracts so painfully from the that you are yourself obstructing charm of an exhibition of modern the view of others equally anxious, pictures. The feeling of gold is perhaps, to get a fair view of the there, but the metal is tarnished, piece. All this and a thousand and worn to a low harmony. other little inconveniences com But it is for the mind rather bine to make your recreation a than the senses that this treat hias test of physical endurance. been prepared; here Mnemosyne,

But here—to-ılay—in the New the muse of Memory, presides.

Of all the centuries of English and silent. I shall never forget history, none lays hold more power- the bewilderment—the utter imfully on the imagination than the possibility of recollecting where I eighteenth. It is remote enough was. I had actually to retrace to be romantic—not so long past mentally every action of the previas to be indistinct. None of the ous day, from the time I had left previous centuries have been my house till I visited the picbrought so thoroughly within our tures, and then—it was all clear. understanding by literature; the I had slept so long and so sound influences which actuate us, the that I had been overlooked when aspirations which inspire us, the the gallery was closed for the customs we observe, seem to have night, and—I WAS LOCKED IN. taken their birth among the men I had not even a lucifer-match and women with whom Chester- to enable me to see my watch. I field, Walpole, Selwyn, and Bos was in total darkness, and scarcely well have made us so intimate. dared to move, lest I should fall Admit that this is a superficial down some stairs, or run against a view of our civilisation, but admit glass case. It was not cold—that also that the gulf which separates was something to be thankful for, us from mediaval feeling lies on and, after all, the morning must the far side of the seventeen hun- come, and I had spent nights in dreds, and that nothing divides far worse quarters than this. I us from the people of last century was hungry, not ravenously so, but the accident of—death. Even for, with advancing years, I have this separation is hard to realise grown to rely more on luncheon as you encounter the gaze of one and less on dinner than of yore,after another of the well-known still, visions of consommé aux aufs personages, whose eyes follow you pochés floated tantalisingly before somewhat wistfully as you pass me, and I thought tenderly of along.

côtelettes purée de

I So, as I have said, the afternoon rose and stretched myself : my had been to me one long delight. slumbers on an oaken bench had The excitement of meeting—in the been soft, but still—oak is oak and flesh, I had nearly said—at all flesh is flesh. A clock within the events, of being in the visible building struck twelve, and sudpresence of illustrious men and denly, as the last sound of the beautiful women, who had all bell died away, I became aware of borne a part in the making of a soft light spreadling itself through England, had prevented my feel- the rooms. It grew steadily, till ing the exhaustion I had surely at last every object was plainly earned. I drew a long sigh of visible—as plainly as in broad daygratitude on coming to the end light, but with a difference. I of the gallery up-stairs, and find- cannot describe the strange nature ing a bench in a retired corner, I of this light: it was very pure, sat down to rest and meditate for a very soft, yet penetrating, but it few minutes in the growing dusk. took me some minutes to realise But the bodily part of me had its its peculiarity-it cast no shadows. revenge for the long innings of It was indeed the “light that the intellectual, and lulled by the never was on sea or land." The tinkle of the fountain in the cen effect produced was one of intertral court, I fell fast asleep. minable space : the walls of the

When I awoke, all was dark building and the picture - frames




seemed to recede or become intan “I am positively getting tired of gible, though the pictures them- this, Harry,” said he of the furred selves remained as clear as before. cloak. “I own I was delighted Nay, more so; for presently they with it all at first; but a month appeared to disengage themselves, among these people has driven and I could hardly persuade my me back upon the conviction I self that they were not living, formed a hundred and fifty years though motionless, men and women. ago, that hardly one in a hundred Their outlines rounded themselves of the people we know are worthy or became more distinct, the dis- of acquaintance, and were it not coloration of age varnish for you and Mason and two or slipped aside like a film, fresh three others, I should shrink from hues revived in faded cheeks and jumping out of the shades—like tarnished dresses. And presently old Mrs Nugent out of her they began to move. I left my po'chaise_into an assembly.” place and wandered about like - Don't be more misanthrope one in a trance. With the dark- than of yore, clear Horace,"returned ness silence had ceased: the air the soldier, turning so as to show was full of sound, but sound as me his handsome and intelligent unfamiliar and unearthly as the countenance. " I shall return light. I could not at first dis- presently to look for you as soon tinguish its origin or nature, but as I have made my obeisance to as my ears became accustomed to the king; and I know I shall find it, I recognised it as the articu- you closely hedged in by the pettilate speech of a crowd. I could coats of all the pretty women in catch words and sentences as one the place. How long have I known does in the balıble of a large as you? Who will be more chagrined sembly ; but, though it was human than you when the time comes and English speech, it had the that we all have to separate once indescribalıly small yet startlingly more? llow well I remember near character of a voice sounding your saying that, like a member through a telephone. The roices of Parliament's wife, you revived were those of the spirits of the directly you came to London." pictures.

“Yes, but recollect I was then I was still in the balcony ; but imprisoned in a wretchedly conno sooner did I realise that the structed carcass. My life, for the spirits were speaking than I con last thirty years of it, was but ceived a strong desire to go to the one long stratagem to escape the South Gallery, where the portraits gout, but my heart ever lay at of those distinguished in Arts, Strawberry. Letters, and Science are collected. Fortune, who scatters her gifts out of The narrow staircase happened to

season, be occupied by two persons, one Though unkind to my limbs, had yet in military uniform, the other a

left me my reason. slightly framed, middle-aged man, I lived much apart. You, who fantastically draped in a dark-red have ever moved in the great furred mantle, and wearing long world, have been lured into bewhite lace cravat. I paused be- lieving in it. 1, from my groves hind them, unwilling to interrupt —from my philosopher's tub, if you their conversation by attempting will —obtained a clearer, less pre

judiced view, and could distinguish

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scarcely one who was not either “I was afraid I startled you, scamp or dullard.

sir,” I said. Horace, Horace !” said the · Nay, sir, I have no soldier quietly, smiling but shak now, yet I pray you will not put ing his head.

yourself to the exertion of shout"Harry, you know there are ing” (I was aware that my too exceptions," returned the other; earthly voice was in loud contrast

better yourself to the delicate, metallic tones in how grateful I am for them. which I was addressed), “I am Never suppose that I hold myself not deaf. But stay—I do not to be one of these exceptions. I know—I have not the honour of have not, like Pope,

recognising your features : your

dress too-pardon me -but have • Made every vice and private folly I the good fortune to address a

known In friend or foc, a stranger to his own.

living gentleman ?”

I owned to the substantial fact. Nay, I have lived selfishly, peev “I am indeed fortunate : it is ishly, with shallow joys and narrow what I have longed for for years. aim, but, thank heaven! I have Oh, you were afraid of running never been found dull.

I may up against me! My dear sir, you have often been hated, but I never may run through me if you please, was dreaded as a bore. I have I should never feel it. I am a seldom been loved, but many have have-been-a phantom-a mere coveted my society.

Gods! what simulacrum. And you—you are is the cruel law of moral chemistry still really solid.” that makes dulness an inevitable “I am indeed,” I answered, exingredient of temperance and chas- citedly, " and I'm so glad to meet tity? Now begone ! do your devoir you, for I'm tremendously interand return. I shall wait about for ested in spooks—I beg your par

don-in spirits. I never saw one Left alone, he paced restlessly before.” up and down the landing mutter “Well, I am infinitely at your ing to himself, and smiling with a service, sir,” he rejoined'; "and I peculiar, calm, though penetrating think I can sympathise with you. look in his dark eyes. They, and Let me make niyself known to a sensitive mouth, redeemed the you—I am the uncle of the late harshness of his features, which Earl of Orford ': it is possible were of bloudless pallor, though you may have heard of me as suffused with the fire of intelli- Horace Walpole.” (I bowed.) gence. I grew impatient to descend Well, as you know, I became to the lower rooms, now crowded Lord Orford later. You look with company, whence rose an perplexed-permit me to explain. ever-increasing murmur of voices, We have been brought here by and, while attempting to pass the our great-grandchildren to illuscloaked figure of the unknown, he trate the history of our centuryturned so quickly that I had to that is to say, our portraits have draw back with an apology, lest I been brought here, and we—that should have run up against him. is, our disembodied spirits—are

6. Beseech you, sir! do not apolo- permitted—nay, directed—to assogise,” he exclaimed with a courtly ciate ourselves with our pictures bow.

each night from twelve to three.


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